It's the final countdown to your next big adventure. You’ve got your passport and tickets, every pair of socks you own, and enough mosquito repellent to cover an elephant.

But aren’t you forgetting something? Travel insurance, a safety net if things go wrong, should be right at the top of your list. Travelling wouldn’t be fun without surprises. But sometimes the unexpected leaves you whimpering in a hospital bed when you should be exploring the jungle. Injuries, illnesses, and even spewing volcanoes can tear up your perfect itinerary. And that’s where travel insurance can save you from distress – or at least from some of the costs, depending on the policy you buy.